Florida Injury & Legal Blog
Straight answers on accidents, injuries, and criminal defense throughout Florida, written by attorney Phillip Stamman.
Can I Use ChatGPT Instead of Hiring a Lawyer in Florida?
AI is useful for drafts and organizing records, but it misstates Florida law. A Panama City Beach injury lawyer on what ChatGPT gets wrong and why it matters.
Read articleHit by a Drunk Driver in Florida: What Do I Do?
Hit by a drunk driver in Florida? Get law enforcement on scene, start your own claim without waiting on the criminal case, and ask about punitive damages.
How Do I Get a Copy of My Florida Crash Report?
Buy your Florida crash report from the FLHSMV Crash Portal for $10. What the report contains, when it is available, and why it is only step one of your claim.
How Long Does an Injury Case Take to Settle in Florida?
Most Florida injury cases settle in months, not years. What drives the timeline, the two-year deadline, and why the wrong timing quietly costs you money.
What Does PIP Insurance Cover in Florida?
What Florida PIP actually covers: 80% of medical bills, 60% of lost wages, a $5,000 death benefit, and why the provider you pick decides whether it gets paid.
Am I Entitled to Pain and Suffering Damages in Florida?
Florida only pays pain and suffering if your injury clears a permanency threshold. What proves it, why imaging matters, and why adjusters leave it out.
Should I Accept the Insurance Company's Settlement Offer?
Before you accept a car accident settlement offer in Florida, three questions decide whether the number is fair. Plus the check that ends your claim quietly.
Do I Need a Lawyer to Settle My Florida Car Accident Claim?
Should you hire a lawyer or negotiate your own Florida car accident claim? What the insurance industry's own research shows, and the traps that cost people most.
Hit and Run in Florida: What to Do If the Driver Flees
The other driver fled the scene? Report it to police immediately, your PIP still pays, and a lawyer can often find UM coverage you did not know you had.
ER or Urgent Care After a Car Accident in Florida?
When to go to the ER after a Florida car wreck, when urgent care is enough, and why a single hospital bill can eat your entire PIP benefit and then some.
What Chiropractor Should I See After a Florida Car Wreck?
How to pick a chiropractor after a Florida car accident: who bills PIP correctly, who documents injuries properly, and why the 14-day deadline still applies.
Just Got in a Car Wreck in Florida? What to Do
Just got in a wreck in Florida? What to do at the scene, why the 14-day treatment deadline can cost you PIP coverage, and what not to say to insurers.
Walton County DUI Victory
A Walton County DUI and refusal charge against a first-time offender, reduced to a wet reckless after six months of pressure and trial readiness.
Why Reviewing Your Insurance Policy in Florida Could Protect You After a Serious Car Accident
Florida doesn't require drivers to carry bodily injury insurance. Why uninsured motorist (UM) coverage may be the only thing protecting you after a crash.
Case Victory: Bay County Felony Driving While License Revoked: Charges Dismissed
How challenging one defective prior conviction collapsed a felony habitual traffic offender charge in Bay County: all charges dismissed, license restored.
Refusing a Breathalyzer Now a Crime in Florida
Trenton's Law (HB 687) makes refusing a breathalyzer a crime in Florida, with up to 60 days in jail, and raises repeat DUI manslaughter to a first-degree felony.
What Are Most Lawyer Fees for a Car Accident?
Most Florida car accident lawyers charge a 33%–40% contingency fee, capped by Bar Rule 4-1.5. What that means, and the hidden costs to watch out for.
DUI in Bay County Florida FYI
DUI basics for Bay County and Panama City Beach: what Florida Statute 316.193 requires, the penalties, the 10-day license deadline, and common defenses.
Navigating the Waters of Boating Accident Claims in Destin
Injured in a boating or pontoon accident in Destin? Why maritime law changes your claim, who can be liable, and the steps that protect your compensation.
Pedestrian Hit and Run in Panama City Beach
Hit by a car that fled the scene in Panama City Beach? The steps to take right away, how Florida law treats hit and runs, and how you can still be paid.
Stay Safe During Gulf Coast Jam: Tips from a Panama City Beach Auto Accident Lawyer
A Panama City Beach accident lawyer's Gulf Coast Jam safety tips: the crash risks festival traffic brings, and what to do if you're hit near Frank Brown Park.
Motorcycle Accidents in Florida: Why You Need a Specialized Attorney in Panama City Beach
Why Florida motorcycle accident claims differ from car crashes: no PIP for riders, comparative fault, and rider bias, from a Panama City Beach attorney.
Out-of-State Jeep Owners: Navigating Florida’s Personal Injury Laws at Jeep Jam in Panama City Beach
Injured at Jeep Jam in Panama City Beach? How Florida's no-fault rules, the 14-day PIP deadline, and the 2-year filing limit affect out-of-state drivers.
Bike Week & No-Fault Insurance: What Riders Need to Know
Florida's no-fault PIP insurance does not cover motorcycles. A Panama City Beach injury attorney explains what Bike Week riders need to know before a crash.
Injured? Talk directly with your attorney today.
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